Drug Coverage — Generic Drugs

Using generic drugs saves money. When your doctor writes a prescription, ask if a generic is available that is right for you. If you have questions about what you are currently taking, talk with your doctor. Treatment decisions always rest solely with you and your doctor. Here are some answers to questions about generic drugs.



Laws require that a generic drug look different than a drug already on the market. So, a generic equivalent will be a different size, shape, and/or color than the brand drug. Although the active ingredient in a generic drug is always the same as the brand drug, the generic may have different inactive ingredients, such as a coating or flavoring.


Yes. The U.S. Food and Drug Administration (FDA) must review and approve generic drugs before they are made available to the public. Brand drugs have years of testing and clinical research behind them. Generics must have the same active ingredients as their brand drugs. The Blue Cross Community Centennial Plan requires use of generic drugs when available.


No. However, over 80% of all prescriptions are now filled with generic drugs. So there's a good chance a generic can be substituted or your prescription can be changed to another drug that has generic available. Ask your doctor or pharmacist if there is a generic for the drug you take.


Your doctor or pharmacist can provide more information about generic drugs. Ask your doctor which generic might be an option for you. If you have questions about your prescription plan benefits, call the customer service number on the back of your ID card. These resources also provide more information about generic drugs:

FDA generic drug brochure*


* Blue Cross and Blue Shield of New Mexico prescription drug benefits are administered by Prime Therapeutics, LLC. Services are funded in part under a contract with the State of New Mexico.

 
 

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If you have questions about Blue Cross Community Centennial, call 866-689-1523. Members with hearing or speech loss can call the TTY/TDD line at 711. You can also email us.