Plans for People Like You

Finding the right health insurance plan may seem complicated, but it's simpler when you look at where you are now in your life. Then it's just a matter of choosing the plan that best meets your needs.

Discover the right health insurance plan here.

Just select the picture that represents the closest match to your life situation, and we'll recommend health insurance plans based on your likely needs and budget.

• Are you looking for health insurance for you and your family?
• Just starting out together and need insurance?
• Maybe your children are grown and you and your spouse want new coverage.
• Do you need to supplement your Medicare coverage?
• You may only need health insurance for yourself.
• If you're between jobs, you may need temporary health insurance.
• Are you a small business owner investigating coverage options to offer your employees?

With our range of health insurance options, we have a plan that's right for you.

When looking for health insurance for your family, you need a health insurance plan that will help ensure that your health care needs are met. You want the works from your health insurance plan, just like what you would expect from group coverage you might have through an employer.

If you have a family, you may need:

• No charge for preventive services and wellness visits for adults and children
• Coverage for emergency room visits
• Well-child and well-adult care

Recommended health insurance plan:

Comprehensive Plan

BlueDirect^® Basic is a good choice for you because:

• Annual wellness visits are covered for you and your children
• You have access to the most comprehensive provider network in New Mexico
• You are covered when traveling

For a long time, your lives have focused on your children. Now that they're safely on their own, it's time to start thinking about your future together again. You need to protect your retirement funds. And, as you get older, reliable and broad health insurance coverage is more important than ever.

If you're a mature couple with no dependents, you need:

• Annual wellness visits to check your health regularly
• Coverage for emergency room visits
• Prescription drug coverage
• A way to set aside money for unexpected health care expenses

Recommended health insurance plan:

Comprehensive Plan

BlueDirect^SM Premier is a good choice for you because.

• You select the benefits and price that meet your needs
• You can take advantage of member programs
• You are covered when traveling

Budget-conscious? A low-cost health insurance plan may be right for you

If you're young and healthy with no past health issues, you may feel as though you don't need health insurance. Everybody needs a safety net from the potentially high cost of health care services. The good news is that a high-deductible health insurance plan with low premiums may be right for you. You can also take full advantage of preventive care, online account management, member discounts, our Fitness Program and other programs.

Recommended Health Insurance Plan: Comprehensive Plan

BlueDirect^SM Enhanced is a good choice for you because:

• You select the benefits and price that meet your needs
• You can take advantage of member programs
• You are covered when traveling

Looking for an option with broader coverage?

If you're shopping for a more comprehensive health insurance plan that helps you spend your health care dollars wisely, consider a high-deductible health insurance plan with a health savings account option.

Recommended Health Insurance Plan: Health Savings Account (HSA) Compatible Plan

BlueEdge^SM Individual HSA is a good choice for you because:

• This high-deductible insurance plan affords you low monthly premiums
• You can use pre-tax dollars for qualified medical expenses
• You are willing to take control of some of your own expenses with an HSA account
• It includes preventive care and wellness

* Please note: There is a 12-month waiting period before maternity benefits begin.

It's an exciting time in your life. Having just started your lives together, it's important to start thinking about your priorities. Although you're both young and healthy, you need health insurance coverage to protect against the high cost of health care services, should you need them. Your coverage needs to be affordable, so you can save, build your income and plan for the future.

If you're a young couple just starting out in life, you likely want:

• Affordable premiums
• High deductibles
• Annual wellness check-ups

Recommended health insurance plan:

Comprehensive Plan

BlueDirect Basic is a good choice for you because:

• Annual wellness visits are covered
• You have access to the most comprehensive provider network in New Mexico
• You are covered when traveling

If you need to find coverage for you and your family as well as for your employees, you need options that help your bottom line. You also want to offer your employees valuable benefits and help them stay healthy.

You probably need:

• Coverage for aging employees, especially for prescription expenses
• Traditional and alternative therapy coverage, including chiropractic care
• Online account management, including bill payment
• Programs to help keep your employees healthy

Contact an agent for more information about small group health insurance coverage options or to get a quote.

You've worked hard all your life. When it comes to your health care, you want a plan that's going to deliver what you need. That means reliable coverage, helpful individual service and clear-cut answers to your questions about Medicare Supplement insurance and Medicare Part D prescription drug coverage. But mainly you want the best deal on coverage to keep your health care costs from depleting your retirement funds.

If you are 65 and enrolled in Medicare Parts A and B, you may need:

• Prescription drug coverage
• Protection against expenses Medicare doesn't pay
• Reliable coverage from a respected industry leader
• Affordable premiums
• Service you can count on

If you've recently been laid off, the clock may be ticking on health insurance coverage from your former employer. While you hope to find a new job soon, you need to fill your insurance gap now. Even though you and your family may be active and healthy with few medical issues, it's important that you protect yourself financially, especially during this time in your life.

Your Needs:

• Temporary coverage
• Coverage for office visits and emergency room care
• Prescription drug benefits

Recommended Health Insurance Plan:

Short-Term/Travel Health Insurance Plan

Blue Transitions^® is a good choice for you because it offers:

• Multiple benefit period options
• Prescription drug coverage
• Coverage for emergency care and inpatient and outpatient services
• Hospital room and board
• Coverage when traveling

If you may be without health insurance coverage for longer than six months, you should consider one of our renewable, comprehensive plans.