BlueDirect Plan C offers affordable health coverage designed especially for people under 65 who do not receive health insurance from an employer. This includes New Mexicans who are:
- self-employed
- employees or their families who are not covered by a group plan
- early retirees too young for Medicare
- dependent children from infants to college age
Special Features
- choose from the most comprehensive provider network in New Mexico
- no referrals required to see specialists (prior approval required for some services)
- no claims forms with Preferred Providers
- no pre-existing conditions limitation with prior creditable coverage
- limited out-of-pocket costs
- range of deductible options from $500 to $5,000
- annual family deductible limit
- $5,000,000 lifetime maximum benefit
- optional term life insurance
- 24/7 Nurseline
- coverage when traveling, including the unique BlueCard® program
Compare Plans
View this Plan Comparison Chart (PDF)* to compare benefits for BlueDirect Plans A, B, and C.
For more information about BlueDirect Plan C benefits, see the Benefit Information.
Applying for BlueDirect
To enroll in this health plan, submit an application along with a $20 application fee**. Medical screening is required and an applicant may not be approved based on health history. BlueDirect does not provide benefits for maternity (including any pregnancy-related condition) or mental health (including substance/alcohol abuse).
Contact Us
For more information about our plans for individuals, please contact BCBSNM Customer Service toll-free at (800) 432-0750 or email us.
The application is available in Adobe Acrobat PDF format. If you do not have Acrobat Reader, download it free of charge at Adobe's site.
*This file is not a standard 8-1/2" x 11" format. If you wish to print the file, you may need to adjust your print preference settings (scaling, paper size, rotation) and print on paper that is legal size or larger.
**BCBSNM is currently waiving the $20 application fee until further notice.
Learn More About BlueDirect Plan C
Benefit Information
Downloadable Forms
FAQs
Prospective Producers: To apply to become a contracted producer, see our Instructions, Agreement, and Business Associate Addendum (BAA).
BlueDirect Plan A | BlueDirect Plan B | BlueDirect Plan C
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