Part C


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Medicare Advantage Plans

Medicare Advantage, or Medicare Part C, is a program offered by private health insurance company like Blue Cross and Blue Shield. It mixes Medicare Part A and Part B coverage with health plans like:

  • Health Maintenance Organizations (HMO)
  • Preferred Provider Organizations (PPO)
  • Private Fee-for-Service (PFFS) plans
  • Special Needs Plans (SNPs)
  • HMO Point-of-Service (HMO-POS) plans
  • Medical Savings Account (MSA) plans

Watch this video to learn about signing up for Medicare Advantage Plans.

Prescription Drugs

If your Medicare Advantage plan offers prescription drug coverage, you must get your drugs through that plan.


When you buy a Medicare Advantage Plan, you'll pay a monthly amount for all coverage, including:

  • Medicare Part A
  • Medicare Part B
  • Prescription drug coverage (if offered)
  • Any other benefits allowed by the plan

You'll also pay a set amount (copayment) at each visit.