For People Who Buy Their Own Health Insurance
BlueDirect Plan B offers affordable health coverage designed especially for people under 65 who do not receive health insurance from an employer. This includes New Mexicans who are:
- self-employed
- employees or their families who are not covered by a group plan
- early retirees too young for Medicare
- dependent children from infants to college age
Special Features
- choose from the most comprehensive provider network in New Mexico
- no referrals required to see specialists (prior approval required for some services)
- no claims forms with Preferred Providers
- no pre-existing conditions limitation with prior creditable coverage
- limited out-of-pocket costs
- range of deductible options from $250 to $5,000
- annual family deductible limit
- $5,000,000 lifetime maximum benefit
- 24/7 Nurseline
- coverage when you travel, including the unique BlueCard® program
- optional Dental
coverage offered with medical plan - optional Term Life coverage offered with medical plan
Applying for BlueDirect
If you're not a member and wish to enroll in this health plan, submit an application along with a $20 application fee*. Medical screening is required and an applicant may not be approved based on health history. BlueDirect does not provide benefits for maternity (including any pregnancy-related condition) or mental health (including substance/alcohol abuse).
Note: If you have questions regarding this form or about our plans for individuals, please call BCBSNM Customer Service at the toll-free number on the back of your BCBSNM member ID card. The application is available as a PDF file. If you do not have Adobe® Reader®, download it free of charge at Adobe's site.
*BCBSNM is currently waiving the $20 application fee until further notice.
Learn More About BlueDirect Plan B
Benefit Information
Downloadable Forms
FAQs
BlueDirect Plan A | BlueDirect Plan B | BlueDirect Plan C
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