New Mexico Medical Insurance Pool (NMMIP)
The New Mexico Medical Insurance Pool (NMMIP) was created by the New Mexico state legislature in 1987. Blue Cross and Blue Shield of New Mexico (BCBSNM) has been the administrator of the NMMIP program since 1988. Two types of coverage are available – a new Federal High Risk Pool and a state High Risk Pool.
Federal High Risk Pool (FHRP)
Beginning on July 1, 2010, New Mexico residents with pre-existing medical conditions who have been without health insurance for at least six months may now qualify for the new Federal High Risk Pool (FHRP). The New Mexico FHRP is part of the temporary Federal program created by the Patient Protection and Affordable Care Act (P.L. 111-148). BCBSNM is the administrator of this new pool program in New Mexico.
New Mexico High Risk Pool (NMHRP)
The New Mexico High Risk Pool (NMHRP) was created in 1987 by the state legislature. This non-profit program enables private health insurance companies to pool resources and cover New Mexicans who have been denied health insurance.
Access NMHRP Application/Forms 
Compare Plans
View basic information about eligibility, pre-existing conditions, and rates for the New Mexico High Risk Pool and the Federal High Risk Pool.
Questions?
For more information about the FHRP and the NMHRP, visit the NMMIP website , or call our Customer Service Department at 1-800-432-0750. BCBSNM Customer Service representatives are available to answer your questions 6 a.m. to 10 p.m. MT, Monday through Friday, and 8 a.m. to 5 p.m. MT, weekends and holidays. If you call after hours, you can leave a message and we will return your call by the next business day.
