Is BlueEdge right for you?

As a BlueEdge member, you realize the advantages of a high-deductible health insurance plan combined with an HSA. BlueEdge, Blue Cross and Blue Shield of New Mexico's consumer-directed health plan, puts you in charge of your health care and how your health care dollars are spent. You have the power to decide when, where, and how to spend money on health care. We give you innovative online resources and a support network to help you gather information, make decisions, and keep track of expenses.

BlueEdge gives you a choice of annual deductibles for individuals and families. A deductible is a fixed amount you are required to pay before health care benefits begin. Because the deductible is high, monthly premiums are typically lower than they are for other health plans. What's more, certain high-deductible health plans — like BlueEdge from Blue Cross and Blue Shield of New Mexico — qualify to be used with a Health Savings Account (HSA).

A high-deductible health insurance plan with an HSA is probably right for you if:

• You want affordable premiums and a wide range of benefits.
• You don’t expect to have a lot of medical expenses.
• You have enough money saved just in case you have to pay unexpected out-of-pocket health care expenses.
• You want control over your health care choices.

View Benefit Information and Frequently Asked Questions.

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