Browse 2023 Plans

Check Financial Help

New Members

Find a Plan That Fits Your Needs


Gold Plans are for you if you:

  • Have frequent medical needs
  • Have a spouse and dependents, or want to expand your family soon
  • Prefer to have a higher monthly payment but less out-of-pocket expenses

Silver Plans are for you if you:

  • Have regular medical needs
  • Want to pay less out-of-pocket for care
  • Qualify for a subsidy (premium tax credit)
  • Have a spouse and dependents

Bronze Plans are for you if you:

  • Have few medical needs
  • Would rather have a low monthly payment
  • Don’t take prescription drugs regularly

Manage Your Health Plan All in One Place

Blue Access for Members® is a powerful tool for managing your health plan benefits you can find a doctor, review coverage, and set your preferences for how we communicate with you.

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What's Included In All BCBSNM Health Plans

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Plan Network

Get care from within your plan's network to control your costs. 

Essential Services

Wellness, maternity, newborn/pediatric care, ambulance, emergency, hospitalization, labs, prescription drugs, disease management, mental health, substance abuse, and rehabilitative services

Prescription Drug Coverage

Based on your plan, once you’ve met your deductible, you will either pay a set amount (copay) or a percentage (coinsurance) of your drug costs.

Preventive Care Services

Preventive care can help you avoid future health issues. Getting this care in-network means you won’t pay out-of-pocket costs.


Select a resource in the list to learn more.

Information About 2023 Rates

Learn about our 2023 health plan rates, why they may change and what it could mean for your health plan rate in the coming year.

Application Tracker

Follow your application’s progress after applying.

Premium Tax Credit Estimator

See if you qualify for a subsidy, also known as a premium tax credit (PTC).

Health Care Terms

Look up common health care terms.

Doctor and Hospital Finder

Check to see if your doctor and hospital are in-network.  

BCBSNM policies have exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call BCBSNM at 1-866-445-1396 or contact your independent, authorized broker.

P1721 Rev 9/22