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Products and Services

We offer a broad selection of insurance products and services to help financially protect employees and their families.


Life insurance is a great way to provide for loved ones in the event of an untimely death. It can be one of the wisest decisions a person can make to financially protect those who financially depend on them.

Short-Term Disability

Short-Term Disability (STD) plans pay benefits when sickness or injury prevents you from working full time.

Long-Term Disability

Long-Term Disability insurance allows you to protect yourself and your family by providing a convenient, economical way of securing an income while out of work from an unexpected accidental injury or illness.

Disability/Medical Integration

The Disability/Medical Integration product streamlines the disability claim process to arrive at a decision faster through medical information sharing and cooperation between clinical health advocates and the disability team. Available for groups with Medical/Health Advocacy and Disability coverage through Blue Cross and Blue Shield of New Mexico.

Accidental Death & Dismemberment

Accidental Death and Dismemberment (AD&D) coverage pays additional benefits if a death or injuries occur as the result of an accident.

Critical Illness

Critical Illness insurance pays cash directly to the insured individual for the unplanned expenses of a critical illness.

Enhanced Solutions: Education

Enhanced Solutions: Education – We have designed benefits specifically for education professionals and have embedded them into our standard insurance products at no additional cost.

Enhanced Solutions: Municipalities

Enhanced Solutions: Municipalities – Features that have been designed specifically for municipalities and their employees. They are included in our standard products and services at no additional cost.


Stand-alone vision that provides coverage for comprehensive vision exams and corrective eyesight material. It works alongside your medical coverage to help you take care of your overall health.