Premium Tax Credit Estimator

If you've put off getting health insurance because you think it costs too much, think again. You may qualify for a health insurance premium tax credit, or "health insurance subsidy.

Are you eligible?

$47,520
An individual with an income under $47,520

$64,080
A couple with an income under $64,080

$80,640
A family of three with an income under $80,640

$97,200
A family of four with an income under $97,200

$113,670
A family of five with an income under $113,670

Get Your Estimated Tax Credit »

Individuals making $47,520 or less, or families of 4 making $97,200 or less may qualify for the premium tax credit. The credit lowers the amount you pay every month for your premium, and can be paid in advance to your insurance company.

If you didn't qualify for help last year, you may qualify this year if you experienced any of these life events:

To get a health insurance premium tax credit, you must enroll in an on-exchange health plan which meets the Affordable Care Act's minimum essential coverage requirement. You can enroll in an on-exchange plan with Blue Cross and Blue Shield of New Mexico and choose to apply the premium credit. You can also enroll on the Health Insurance Marketplace or with a health insurance agent. You can't use the credit if you can get coverage through your job. Learn how this may affect your tax return

Use our premium tax credit estimator to get an idea of how much you could get or visit healthcare.gov Learn more about third-party links to get your official amount. Learn how this may affect your tax return.

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