BlueEdge HCASM Benefit Information

BlueEdge gives your employees freedom of choice, flexibility, a broad range of benefits, and the most comprehensive provider network in New Mexico. Across the country, PPO networks are linked through the BlueCard® program, so your employees get help accessing doctors or hospitals when traveling, living, working, or studying anywhere in the U.S.

When Blue Cross and Blue Shield of New Mexico (BCBSNM) members receive care from contracting PPO network doctors and hospitals:

  • Benefits are paid at the highest level
  • There are no claim forms to complete
  • They are not responsible for any charges above the BCBSNM negotiated fee or allowable amount
  • They do not need a referral to see the doctor of their choice
  • Once PPO coverage begins, their only other out-of-pocket expenses are any plan-specific coinsurance payments for covered benefits, plus any charges for non-covered services

They can always choose to receive care from doctors and hospitals outside the network, but benefits will be paid at a lower level

Welcome Call

Within one month of enrollment, your employees can expect a call from a BlueEdge expert to help them better understand BlueEdge and how to maximize the benefits of BlueEdge. The welcome call provides your employees with a convenient opportunity to get answers to questions they may have about their health plan.

Learn More About BlueEdge HCA

Benefit Summaries
Spending Account and the Deductible
BlueEdge HCA FAQs