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Individual and Family

Explore Your 2026 Health Care Options

Add your family to your current coverage. Change your plan's metallic level. Or, find a new option that better fits your life. Renew or choose through 2026 Open Enrollment.

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Stay Covered With Confidence

Staying covered with BCBSNM means keeping the network, benefits and programs you know and trust.

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Metallic Levels

Health Care Plans Tailored to You

Health care needs are different for everyone. Whether you need a little extra coverage in 2026 or want to lower your premium, know how the metallic levels could impact your plan's costs:

  • Gold level plans: higher monthly premiums for lower out-of-pocket costs
  • Silver level plans: a balance of monthly costs and costs when you get care
  • Bronze level plans: plans with our lowest monthly premiums
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Application Process

Finish & Track Your Application

If you've picked your 2026 plan, you have just a few more steps to go. Complete enrollment by paying your premium, tracking your application status and, depending on your plan type, choosing a primary care provider (PCP).

Member Account

Online Access to All Your Plan's Details

Securely access your plan's information anytime, anywhere. Activate your member account and download the BCBSNM app to find your:

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Digital Member ID Card

Access your member ID card to show when you're getting care. Through the mobile app, you can save your card to your phone's wallet.

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Claims Details

Review your past and current claims, prior authorization and referral details, spending and more.

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Coverage and Pharmacy Details

Explore your medical, dental, pharmacy and vision details. Search covered prescriptions and pharmacy programs.

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In-Network Care Options

Search for in-network PCPs, specialists, hospitals, urgent care centers and other providers or care facilities.

Enrollment Support

What you need to know before you enroll:

Check covered prescriptions in our 2026 drug lists and review your pharmacy benefits.

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Save Time & Money: Explore Care Options

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Find tips and tricks to make Open Enrollment work for you.

Benefits of BCBSNM

Why Choose BCBSNM?

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Quality Care Options

Get easier access to in-network care and savings with our provider networks.

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Wellness Programs and Support

Join wellness programs like Well onTarget®, get coaching and earn Blue Points℠ rewards for healthy choices.1

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Levels of Cost and Care

We offer different plans and plan levels to meet your budget and care needs.

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Essential Benefits Covered

Essential benefits, like hospital care or prescription coverage, are always included.

Resources

Explore Member Resources

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