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Individual & Family

Get the Most Value From Your 2027 Coverage

Looking for $0 preventive care, strong networks, wellness rewards and more? Learn how to find coverage for 2027, member benefits and if you qualify for plan savings. 

Enroll Now
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Shop For a Plan

Where can I get health insurance?

The Affordable Care Act (ACA) makes it easier to get affordable health insurance plans in New Mexico, even if you haven't been able to in the past. You can get coverage through:

  • A company, like Blue Cross and Blue Shield of New Mexico
  • A licensed insurance agent
  • The New Mexico Health Insurance Marketplace, BeWellNM®
  • Your employer
  • Programs like Medicare or Medicaid if you qualify
Open Enrollment is here. Enroll by Dec. 15 for Jan. 1 coverage.

Enrollment Support

Connect With an Authorized Agent

Ready to enroll, but have questions? Our authorized agents are here with answers and advice.

Call: 1-888-809-1135

If you're concerned about health insurance costs, you may be able to get help:

    Explore Ways to Save
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    Premium Tax Credits

    Premium tax credits are determined by the government based on things like your annual income, address and family size. Visit our shopping platform to learn if you qualify.

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    Cost Sharing Assistance

    You may qualify for cost sharing assistance, often in the form of cost-sharing reductions (CSR), to lower costs like copay or coinsurance.

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    CHOICE

    If your employer offers CHOICE, or Custom Health Option and Individual Care Expense Arrangement, you could be reimbursed for your plan or care costs. You may also hear this called by its former name, ICHRA.

    Explore Ways to Save
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    Cost of Care

    Health Care Doesn't Have to Break the Bank

    From a sore throat to a broken bone, you can use your health insurance plan and its benefits to make sure you're saving on your health care costs. Learn how to navigate your network, access saving and rewards programs and understand which preventive care services could cost as little as $0.

    Lower Your Visit Costs

    HEALTH PLAN SAVINGS

    Tips to Save On Health Care Costs

    TESTIMONIALS

    What Our Members are Saying

    Easy to Shop

    Given how easy it was to shop for it, the price tag that came with it, the coverage, and the access, I trust and I just keep renewing with them because I don't want any headaches.

    It's really a no brainer to go in their direction.2


    - Luiz B.

    Affordable Plans

    It's been hard because we've always been self-employed and had to get the high deductible. We found this program and it was affordable. 

    Our deductible is very reasonable. 
    Our premiums are reasonable.
    Many doctors take BCBS, which is nice. 2 

    - Valerie L.

    Accessible Network

    My plan covers all the major hospitals near to me, that are easily accessible, and I don't have to drive forever to find them.

    Places I'm already comfortable with,
    so I can get doctors in those places.2


    - Charles L.

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    1GO Wellbeing and all associated digital programs and services are powered by Sharecare, Inc. Sharecare is contracted by Blue Cross and Blue Shield of New Mexico to deliver a select collection of lifestyle programs, tools and apps. BCBSNM makes no endorsement, representations or warranties regarding third-party vendors and the products and services offered by them. 

    2Paid endorsements