A gold plan may be for you if you:
All Blue Cross and Blue Shield of New Mexico (BCBSNM) gold plans offer the same set of essential health benefits, quality and amount of care. The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are.
Gold Plans have a higher monthly premium and often lower out-of-pocket costs than silver plans. In most cases, gold plans cover 80% of costs, while you cover 20%.
Review more metallic plan options to give you and your family the perfect plan for your budget and coverage needs.