Coverage That Fits

Health care needs are different for everyone. Maybe you want to save more in 2024 or need a little extra care.
Blue Cross and Blue Shield of New Mexico has family health insurance or individual health insurance to fit everyone.


Gold Plans are for you if you:

  • Have frequent medical needs, like a chronic health condition
  • Have a spouse and children on your plan, or want to expand your family soon
  • Would rather pay more each month for lower bills when you visit the doctor

Silver Plans are for you if you:

  • Have regular medical needs, like 1 or 2 doctor visits a year
  • Want to pay less each month than you would with a Gold plan
  • Have a spouse and/or children on your plan

Bronze Plans are for you if you:

  • Have few medical needs or prescription medications
  • Want to pay less each month for your coverage
  • Are comfortable paying higher out-of-pocket costs

Losing Your Medicaid Plan?

If you're not eligible for your Medicaid plan anymore, you can enroll in a new individual health insurance in New Mexico that continues to meet your health and budget needs.

If you're 64+ and no longer eligible for Medicaid, you may be able to enroll in a Medicare plan.

Manage Your Health Plan All in One Place

Blue Access for Members® is your secure space to manage your health plan benefits. By logging in, you can update your preferences to get communications digitally, find a doctor and review your coverage.

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Your Essential Benefits, Always Covered

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Plan Benefits

Your BCBSNM plan has tools and benefits that can help you achieve — and spend less on — health and wellness in 2024.

Explore your plan benefits

Essential Services

You'll have coverage for the following care with your individual and family medical insurance; wellness, maternity, newborn and pediatric care, ambulance transport, emergencies, hospitalizations, labs, prescriptions, disease management, behavioral health, chemical dependencies, and rehabilitation

Prescription Drug Coverage

Based on your plan, you will either pay a set amount (copay) or a percentage (coinsurance) of your drug costs after meeting your deductible. Review your 2024 prescription list.

Preventive Care Services

Preventive care can help you avoid future health issues. It includes things like annual check-ups, flu shots and some health screenings. When you get this care in-network, you may not have to pay out-of-pocket costs.


Select a resource in the list to learn more.

Doctor and Hospital Finder

Check to see if your doctor and hospital are in-network.  

Application Tracker

Follow your application’s progress after applying.

Premium Tax Credit Estimator

See if you qualify for a subsidy, also known as a premium tax credit (PTC).

How to Contact Us

Have questions? We can help whether you're shopping for a plan or need to understand your plan.

Information About Rates

Learn about our health plan rates, why they may change and what it could mean for your health plan rate in the coming year.

BCBSNM policies have exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, call BCBSNM at 1-866-445-1396 or contact your independent, authorized broker.

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