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Medicare Supplement Insurance Plans are identified by the letters A, B, C, D, F, G, M and N1.
The chart below shows plans available in New Mexico.
Basic Benefit Option | Comprehensive Plan Option | Innovative Plan Option | Budget-Conscious Plan Options | Available for Newly Eligible Before 1/1/2020 Only | |||
---|---|---|---|---|---|---|---|
Plan A | Plan G | Plan G Plus | High Deductible Plan G5 | Plan N4 | Plan F | High Deductible Plan F5 | |
Basic Benefits | ✔ | ✔ | ✔ | ✔ | ✔ copay4 applies |
✔ | ✔ |
Skilled Nursing Coinsurance | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |
Part A Deductible | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |
Part B Deductible | ✔ | ✔ | |||||
Part B Excess2 | ✔ | ✔ | ✔ | ✔ | ✔ | ||
Routine Hearing Exam | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
24/ 7 Nurseline | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
Foreign Travel Emergency 3 |
✔ | ✔ | ✔ | ✔ | ✔ | ✔ |
Medicare Supplement Insurance Plans complement Original Medicare. If you’re eligible for Medicare, you’re also eligible for a Medicare Supplement Insurance Plan.
Eligibility is simple. If you’re at least 65, you must be:
If you’re under 65 and disabled, you must be:
You can enroll in a Medicare Supplement Insurance Plan during the six-month open enrollment period that starts once you’re 65 and have Medicare Part B. This six-month open enrollment period is the best time to enroll because it’s the only time when enrollment is guaranteed. If you want a Medicare Supplement Insurance Plan after the open enrollment period, you may have to meet certain requirements and could pay more for the plan.
As long as you are a New Mexico resident, age 65 or older, have Medicare Part A and are within the six months following your enrollment for Medicare Part B, your acceptance is guaranteed.
A BCBSNM Medicare Supplement premium discount may be available. Read the eligibility criteria to see if you qualify. If you are eligible for a discount, the discount will be applied to your next bill and remain in effect as long as you are enrolled in your BCBSNM Medicare Supplement plan. Discounts cannot be combined; only one type of discount per member is permitted.
You may be eligible for a discount if you enrolled in a BCBSNM Medicare Supplement policy issued with an effective date on or after May 1, 2019, and you either:
You may be eligible for a discount if you were enrolled in commercial group or individual coverage with a Blue Cross and Blue Shield Plan issued in Illinois, Montana, New Mexico, Oklahoma, or Texas and that coverage was within one year of your BCBSNM Medicare Supplement policy becoming effective.
Applies to BCBSNM Medicare Supplement policies issued with an effective date on or after April 1, 2022.
Beginning February 1, 2023 Plan G will have a plus option available. Plan G Plus plans have the same medical coverage as their regular versions. They also have additional benefits and programs included so members can get more out of their Blue Medicare Supplement Insurance Plan. Additional benefits and programs include dental, vision, hearing, and fitness.
Read this chart for more details.
Dental | Preventive Services
Oral cancer screening, 1x per calendar year Extractions (unlimited) Restorative (fillings), 1x per tooth per calendar year |
0% 0% 25% 50% |
50% 50% 50% 50% |
---|---|---|---|
Vision | Routine exam with dilation, 1x every 12 months Eyeglasses or contact lenses |
$0 Remaining balance after $130 allowance |
$40 Remaining balance after $65 reimbursement |
Hearing | Routine exam, 1x every 12 months Advanced hearing aid member fee with recharge Premium hearing aid member fee with recharge |
$0 $699 per aid
|
|
Fitness | Access to the SilverSneakers® program | ||
Benefit | Description | Member Pays In-Network |
Member Pays Out-of-Network |
You can apply for a Blue Medicare Supplement Insurance Plan online, over the phone, or through the mail.
You can download your Outline of Coverage on our Forms & Documents page.
Medicare Supplement Application
Find out about your Open Enrollment Period and other information by:
Choosing a Medigap Policy: A Guide to Health Insurance for People With Medicare
Medicare Supplement Insurance Plans are not allowed to offer coverage for prescription drugs. Many people with Medicare Supplement Insurance Plans get a prescription drug plan.
This information is a solicitation for insurance.
These plans have eligibility requirements, exclusions and limitations. For cost and complete details (including Outlines of Coverage), call a licensed broker at the toll-free number shown.
Rates as of 04/01/2023. Rates are illustrative only. Actual rates are based on your ages, where you live, and your choice of coverage. Please do not send money, you cannot obtain coverage under the above plans until an application is completed and approved. Benefit exclusions and limitations might apply.
Important Information About Quotes for Medicare Supplement Insurance Plans
P1598 - REV 2/23
Last Updated: March 16, 2023