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Medicare Supplement Insurance Plans

Coverage That Can Help You Relax

Medicare Supplement Insurance plans can help with your out-of-pocket expenses that Original Medicare doesn't fully cover. Let us help you find the right plan for your coverage needs.

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Compare BCBSNM Medicare Supplement Insurance Plans

Medicare Supplement Insurance Plans are identified by the letters A, B, C, D, F, G, K, L, M and N1. Each plan covers different costs that Original Medicare doesn't cover.

Note: Plan F and High Deductible Plan F are also available to anyone who was eligible for Medicare before 2020. 

The chart below shows plans available in New Mexico. 

  Basic Benefit Option Comprehensive Plan Option Innovative Plan Option Budget-Conscious Plan Options Available for Newly Eligible Before 1/1/2020 Only
  Plan A Plan G Plan G Plus High Deductible Plan G5 Plan N4 Plan F High Deductible Plan F5
Basic Benefits ✔  ✔  ✔  ✔ 
copay4
applies


Skilled Nursing Coinsurance   ✔  ✔  ✔  ✔  ✔  ✔ 
Part A Deductible   ✔  ✔  ✔  ✔  ✔  ✔ 
Part B Deductible           ✔  ✔ 
Part B Excess2   ✔  ✔  ✔    ✔  ✔ 
Routine Hearing Exam ✔  ✔  ✔  ✔  ✔  ✔  ✔ 
24/ 7 Nurseline ✔  ✔  ✔  ✔  ✔  ✔  ✔ 
Foreign Travel
Emergency3
  ✔  ✔  ✔  ✔  ✔  ✔ 
Vision Benefits
Find a Vision Provider
    ✔         
Dental Benefits     ✔         
SilverSneakers® Fitness Program6     ✔         

Introducing a New Plan G Option: Plan G Plus

Benefit Description Member Pays
In-Network
Member Pays
Out-of-Network
  Preventive Services    
  Cleanings, 2x per calendar year 0% 50%
  Oral exams, 2x per calendar year 0% 50%
Dental Dental X-rays, 1x per calendar year 0% 50%
  Oral cancer screening, 1x per calendar year 0% 50%
  Extractions (unlimited) 25% 50%
  Restorative (fillings), 1x per tooth per calendar year 50% 50%
  Routine exam with dilation, 1x every 12 months $0 $40
Vision      
  Eyeglasses or contact lenses (conventional or disposable) Remaining amount after $130 reimbursement Remaining amount after $65 reimbursement
  Routine exam, 1x every 12 months $0  
Hearing Advanced hearing aid member fee with recharge $699 per aid  
  Premium hearing aid member fee with available rechargeability $999 per aid  
Fitness Access to the SilverSneakers® Fitness Program6        

Plus Medicare Plan Benefits

The “Plus” Means Even Greater Value for You

If you enroll in a Medicare Supplement Plus Plan, you’ll get all the benefits of Blue Medicare Supplement Insurance Plans, plus three more benefits.

Medicare Supplement Insurance Plans

Find Out If You’re Eligible

Learn if you qualify for a Medicare Supplement Insurance Plan from Blue Cross Blue Shield of New Mexico. Get the quick facts on eligibility.

Premium Discounts

You may qualify for a Blue Cross and Blue Shield of New Mexico Medicare Supplement premium discount.

  • If you are eligible, this discount will be applied to your next bill.
  • Your premium will be discounted as long as you stay in your plan.
  • Discounts cannot be combined.
  • Only one type of discount per member is permitted.

Three ways you could qualify for a premium discount

  1. Household Discount: If you enrolled in a BCBSNM Medicare Supplement Policy issued with an effective date on or after May 1, 2019, and you reside with a spouse or domestic partner, you may qualify for a 10% premium discount.

  2. Continue with Blue℠ Discount: There are three criteria to qualify for this 7% premium discount:
    • You must be enrolled in a BCBSNM Medicare Supplement policy issued with an effective date on or after April 1, 2022.
    • You must be enrolled in a Blue Cross and Blue Shield commercial group or individual health insurance coverage plan.
    • That coverage must be within one year of your BCBSNM Medicare Supplement policy becoming effective.
       
  3. Blue Family Discount℠: If you enrolled in a BCBSNM Medicare Supplement policy issued with an effective date on or after April 1, 2024, and you meet the criteria for both types of discounts above, you qualify for 12% off your premium.

Medicare Enrollment

Ready to Enroll?

Prepare For Medicare

Turning 65?

Congratulations! You’re close to qualifying for Medicare. Learn the essential steps you can take before your 65th birthday to prepare.

This information is a solicitation for insurance. 

These plans have eligibility requirements, exclusions and limitations. For cost and complete details (including Outlines of Coverage), call a licensed broker at the toll-free number shown.

Rates as of 04/01/2024. Rates are illustrative only. Actual rates are based on your ages, where you live, and your choice of coverage. Please do not send money, you cannot obtain coverage under the above plans until an application is completed and approved. Benefit exclusions and limitations might apply.

Important Information About Quotes for Medicare Supplement Insurance Plans

Not all these plans are offered by Blue Cross and Blue Shield of New Mexico.

Not to exceed any charge limitation established by the Medicare program or state law.

Plans cover medically necessary emergency care services needed immediately because of an injury or illness of sudden and unexpected onset, beginning during the first 60 days of each trip outside the U.S. There is a deductible of $250 and a lifetime maximum benefit of $50,000.

Plan N requires a copayment of up to $20 for office visits and copayment of up to $50 for ER.

These high deductible plans pay the same benefits as Plans F and G after one has paid a calendar-year $2,800 deductible. Benefits from High Deductible Plans F and G will not begin until out-of-pocket expenses are $2,800. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B, but does not include the plan’s separate foreign travel emergency deductible.

6 SilverSneakers® is a wellness program owned and operated by Tivity Health, Inc., an independent company. Tivity Health and SilverSneakers® are registered trademarks or trademarks of Tivity Health, Inc., and/or its subsidiaries and/or affiliates in the USA and/or other countries.