Medicare Supplement Insurance Plans
Coverage That Can Help You Relax
Medicare Supplement Insurance plans can help with your out-of-pocket expenses that Original Medicare doesn't fully cover. Let us help you find the right plan for your coverage needs.
Compare BCBSNM Medicare Supplement Insurance Plans
Medicare Supplement Insurance Plans are identified by the letters A, B, C, D, F, G, K, L, M and N1. Each plan covers different costs that Original Medicare doesn't cover.
Note: Plan F and High Deductible Plan F are also available to anyone who was eligible for Medicare before 2020.
The chart below shows plans available in New Mexico.
Introducing a New Plan G Option: Plan G Plus
| Benefit | Description | Member Pays In-Network |
Member Pays Out-of-Network |
||
|---|---|---|---|---|---|
| Preventive Services | |||||
| Cleanings, 2x per calendar year | 0% | 50% | |||
| Oral exams, 2x per calendar year | 0% | 50% | |||
| Dental | Dental X-rays, 1x per calendar year | 0% | 50% | ||
| Oral cancer screening, 1x per calendar year | 0% | 50% | |||
| Extractions (unlimited) | 25% | 50% | |||
| Restorative (fillings), 1x per tooth per calendar year | 50% | 50% | |||
| Routine exam with dilation, 1x every 12 months | $0 | $40 | |||
| Vision | |||||
| Eyeglasses or contact lenses (conventional or disposable) | Remaining amount after $130 reimbursement | Remaining amount after $65 reimbursement | |||
| Routine exam, 1x every 12 months | $0 | ||||
| Hearing | Advanced hearing aid member fee with recharge | $699 per aid | |||
| Premium hearing aid member fee with available rechargeability | $999 per aid | ||||
| Fitness | Access to the SilverSneakers® Fitness Program6 |
Plus Medicare Plan Benefits
The “Plus” Means Even Greater Value for You
If you enroll in a Medicare Supplement Plus Plan, you’ll get all the benefits of Blue Medicare Supplement Insurance Plans, plus three more benefits.
Premium Discounts
You may qualify for a Blue Cross and Blue Shield of New Mexico Medicare Supplement premium discount.
- If you are eligible, this discount will be applied to your next bill.
- Your premium will be discounted as long as you stay in your plan.
- Discounts cannot be combined.
- Only one type of discount per member is permitted.
Three ways you could qualify for a premium discount
- Household Discount: You may be eligible for a discount if you reside with a spouse or civil union/domestic partner or have resided with as many as three adults age 60 or older for the last 12 months. Applies to BCBSNM Medicare Supplement policies issued with an effective date on or after May 1, 2019. The discount is 10%.
- Continue with Blue℠ Discount: There are three criteria to qualify for this 7% premium discount:
- You must be enrolled in a BCBSNM Medicare Supplement policy issued with an effective date on or after April 1, 2022.
- You must be enrolled in a Blue Cross and Blue Shield commercial group or individual health insurance coverage plan.
- That coverage must be within one year of your BCBSNM Medicare Supplement policy becoming effective.
- Blue Family Discount℠: If you enrolled in a BCBSNM Medicare Supplement policy issued with an effective date on or after April 1, 2024, and you meet the criteria for both types of discounts above, you qualify for 12% off your premium.
Blue Cross Medicare Supplement Enrollment
Ready to Enroll?
- Get a Quote and Enroll Online
- Enroll by Phone
- Get Help from a Broker
- Enroll by Mail
Member Resources
Find Documents and Forms, Pay Your Premium and View Personalized Benefit Information
Looking for Medicare Supplement Insurance Plan documents or forms, need to pay your bill or want to view your personalized benefits information at Blue Access for Members℠? Follow the links below to go directly to these member resources and tools.
This information is a solicitation for insurance.
These plans have eligibility requirements, exclusions and limitations. For cost and complete details (including Outlines of Coverage), call a licensed broker at the toll-free number shown.
Rates as of 04/01/2025. Rates are illustrative only. Actual rates are based on your ages, where you live, and your choice of coverage. Please do not send money, you cannot obtain coverage under the above plans until an application is completed and approved. Benefit exclusions and limitations might apply.
Important Information About Quotes for Medicare Supplement Insurance Plans
1 Not all these plans are offered by Blue Cross and Blue Shield of New Mexico.
2 Not to exceed any charge limitation established by the Medicare program or state law.
3 Plans cover medically necessary emergency care services needed immediately because of an injury or illness of sudden and unexpected onset, beginning during the first 60 days of each trip outside the U.S. There is a deductible of $250 and a lifetime maximum benefit of $50,000.
4 Plan N requires a copayment of up to $20 for office visits and copayment of up to $50 for ER.
5 These high deductible plans pay the same benefits as Plans F and G after one has paid a calendar-year $2,870 deductible. Benefits from High Deductible Plans F and G will not begin until out-of-pocket expenses are $2,870. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B, but does not include the plan’s separate foreign travel emergency deductible.
6 SilverSneakers® is a wellness program owned and operated by Tivity Health, Inc., an independent company. Tivity Health and SilverSneakers® are registered trademarks or trademarks of Tivity Health, Inc., and/or its subsidiaries and/or affiliates in the USA and/or other countries.