Blue Medicare Supplement Insurance Plan 

Medicare Supplement Insurance Plans are identified by the letters A, B, C, D, F, G, M and N¹.

The chart below shows plans available in New Mexico. 

Medicare Supplement Insurance Plans complement Original Medicare. If you’re eligible for Medicare, you’re also eligible for a Medicare Supplement Insurance Plan.

Eligibility is simple. If you’re at least 65, you must be:

• Enrolled in Medicare Parts A and B.
• A resident of the state where the plan is offered.

If you’re under 65 and disabled, you must be:

• Getting Social Security Disability Insurance for 24 consecutive months, or
• Diagnosed with Amyotrophic Lateral Sclerosis (ALS), in which case Medicare starts immediately.

You can enroll in a Medicare Supplement Insurance Plan during the six-month open enrollment period that starts once you’re 65 and have Medicare Part B. This six-month open enrollment period is the best time to enroll because it’s the only time when enrollment is guaranteed. If you want a Medicare Supplement Insurance Plan after the open enrollment period, you may have to meet certain requirements and could pay more for the plan.

As long as you are a New Mexico resident, age 65 or older, have Medicare Part A and are within the six months following your enrollment for Medicare Part B, your acceptance is guaranteed.

A BCBSNM Medicare Supplement premium discount may be available. Read the eligibility criteria to see if you qualify. If you are eligible for a discount, the discount will be applied to your next bill and remain in effect as long as you are enrolled in your BCBSNM Medicare Supplement plan. Discounts cannot be combined; only one type of discount per member is permitted.

Eligibility Criteria

Household Discount

You may be eligible for a discount if you enrolled in a BCBSNM Medicare Supplement policy issued with an effective date on or after May 1, 2019, and you either:

• Reside with a spouse or civil union/domestic partner; or
• Have resided with as many as three adults age 60 or older for the last 12 months.

Continue With Blue^SM Discount

You may be eligible for a discount if you were enrolled in commercial group or individual coverage with a Blue Cross and Blue Shield Plan issued in Illinois, Montana, New Mexico, Oklahoma, or Texas and that coverage was within one year of your BCBSNM Medicare Supplement policy becoming effective.

Applies to BCBSNM Medicare Supplement policies issued with an effective date on or after April 1, 2022.

Introducing a New Plan G Option: Plan G Plus

Beginning February 1, 2023 Plan G will have a plus option available. Plan G Plus plans have the same medical coverage as their regular versions. They also have additional benefits and programs included so members can get more out of their Blue Medicare Supplement Insurance Plan. Additional benefits and programs include dental, vision, hearing, and fitness.

Read this chart for more details.

This information is a solicitation for insurance.

These plans have eligibility requirements, exclusions and limitations. For cost and complete details (including Outlines of Coverage), call a licensed broker at the toll-free number shown.

Rates as of 04/01/2023. Rates are illustrative only. Actual rates are based on your ages, where you live, and your choice of coverage. Please do not send money, you cannot obtain coverage under the above plans until an application is completed and approved. Benefit exclusions and limitations might apply.

Important Information About Quotes for Medicare Supplement Insurance Plans

1. Not all these plans are offered by Blue Cross and Blue Shield of New Mexico.
   
2. Not to exceed any charge limitation established by the Medicare program or state law.
3. Plans cover medically necessary emergency care services needed immediately because of an injury or illness of sudden and unexpected onset, beginning during the first 60 days of each trip outside the U.S. There is a deductible of $250 and a lifetime maximum benefit of $50,000.
4. Plan N requires a copayment of up to $20 for office visits and copayment of up to $50 for ER.
5. These high deductible plans pay the same benefits as Plans F and G after one has paid a calendar-year $2,700 deductible. Benefits from High Deductible Plans F and G will not begin until out-of-pocket expenses are $2,700. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B, but does not include the plan’s separate foreign travel emergency deductible.

P1598 - REV 2/23