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Blue Medicare Supplement Insurance Plan 

Compare All Medicare Supplement Insurance Plans

Medicare Supplement Insurance Plans are identified by the letters A, B, C, D, F, G, M and N1.

The chart below shows plans available in New Mexico. 

  Basic Benefit Option Comprehensive Plan Option Innovative Plan Option Budget-Conscious Plan Options Available for Newly Eligible Before 1/1/2020 Only
  Plan A Plan G Plan G Plus High Deductible Plan G5 Plan N4 Plan F High Deductible Plan F5
Basic Benefits ✔  ✔  ✔  ✔ 

Skilled Nursing Coinsurance   ✔  ✔  ✔  ✔  ✔  ✔ 
Part A Deductible   ✔  ✔  ✔  ✔  ✔  ✔ 
Part B Deductible           ✔  ✔ 
Part B Excess2   ✔  ✔  ✔    ✔  ✔ 
Routine Hearing Exam ✔  ✔  ✔  ✔  ✔  ✔  ✔ 
24/ 7 Nurseline ✔  ✔  ✔  ✔  ✔  ✔  ✔ 
Foreign Travel
  ✔  ✔  ✔  ✔  ✔  ✔ 
Vision Benefits     ✔         
Dental Benefits     ✔         
SilverSneakers® Fitness Program     ✔         


Medicare Supplement Insurance Plans complement Original Medicare. If you’re eligible for Medicare, you’re also eligible for a Medicare Supplement Insurance Plan.

Eligibility is simple. If you’re at least 65, you must be:

  • Enrolled in Medicare Parts A and B.
  • A resident of the state where the plan is offered.

If you’re under 65 and disabled, you must be:

  • Getting Social Security Disability Insurance for 24 consecutive months, or
  • Diagnosed with Amyotrophic Lateral Sclerosis (ALS), in which case Medicare starts immediately.

Enrollment Periods

You can enroll in a Medicare Supplement Insurance Plan during the six-month open enrollment period that starts once you’re 65 and have Medicare Part B. This six-month open enrollment period is the best time to enroll because it’s the only time when enrollment is guaranteed. If you want a Medicare Supplement Insurance Plan after the open enrollment period, you may have to meet certain requirements and could pay more for the plan.

Guaranteed Eligibility

As long as you are a New Mexico resident, age 65 or older, have Medicare Part A and are within the six months following your enrollment for Medicare Part B, your acceptance is guaranteed.

Premium Discounts

A Blue Cross and Blue Shield of New Mexico (BCBSNM) Medicare Supplement Insurance premium discount may be available. Read the eligibility criteria to see if you qualify. If you are eligible for a discount, the discount will be applied to your next bill and remain in effect as long as you are enrolled in your BCBSNM Medicare Supplement Insurance plan. Discounts cannot be combined; only one type of discount per member is permitted.

Eligibility Criteria

Household Discount

You may be eligible for a discount if you enrolled in a BCBSNM Medicare Supplement policy issued with an effective date on or after May 1, 2019, and you either:

  • Reside with a spouse or civil union/domestic partner; or
  • Have resided with as many as three adults age 60 or older for the last 12 months.

The discount is 10%.

Continue With BlueSM Discount

You may be eligible for a discount if you enrolled in a BCBSNM Medicare Supplement policy issued with an effective date on or after April 1, 2022 and you were enrolled in a Blue Cross and Blue Shield commercial group or individual health insurance coverage plan and that coverage was within one year of your BCBSNM Medicare Supplement policy becoming effective. The discount is 7%.

Blue Family DiscountSM

You may be eligible for a discount if you enrolled in a BCBSNM Medicare Supplement policy issued with an effective date on or after April 1, 2024 and you meet the criteria for both the Household Discount AND the Continue with Blue Discount. The discount is 12%.

Introducing a New Plan G Option: Plan G Plus

Beginning February 1, 2023 Plan G will have a plus option available. Plan G Plus plans have the same medical coverage as their regular versions. They also have additional benefits and programs included so members can get more out of their Blue Medicare Supplement Insurance Plan. Additional benefits and programs include dental, vision, hearing, and fitness.

Read this chart for more details.


Preventive Services

  • Cleanings, 2x per calendar year
  • Oral exams, 2x per calendar year
  • Dental X-rays, 1x per calendar year

Oral cancer screening, 1x per calendar year

Extractions (unlimited)

Restorative (fillings), 1x per tooth per calendar year












Routine exam with dilation, 1x every 12 months

Eyeglasses or contact lenses
(conventional & disposable)


Remaining balance after $130 allowance


Remaining balance after $65 reimbursement


Routine exam, 1x every 12 months

Advanced hearing aid member fee with recharge

Premium hearing aid member fee with recharge


$699 per aid

$999 per aid

Fitness Access to the SilverSneakers® fitness program    
Benefit Description Member Pays
Member Pays

SilverSneakers® is a wellness program owned and operated by Tivity Health, Inc., an independent company. Tivity Health and SilverSneakers® are registered trademarks or trademarks of Tivity Health, Inc., and/or its subsidiaries and/or affiliates in the USA and/or other countries.

Help Me Choose A Plan

If you’re not sure what plan you need, answer a few questions to help you decide.

Now that you’ve picked a plan, it’s time to enroll.

Useful Tools

This information is a solicitation for insurance.

These plans have eligibility requirements, exclusions and limitations. For cost and complete details (including Outlines of Coverage), call a licensed broker at the toll-free number shown.

Rates as of 04/01/2024. Rates are illustrative only. Actual rates are based on your ages, where you live, and your choice of coverage. Please do not send money, you cannot obtain coverage under the above plans until an application is completed and approved. Benefit exclusions and limitations might apply.

Important Information About Quotes for Medicare Supplement Insurance Plans

  1. Not all these plans are offered by Blue Cross and Blue Shield of New Mexico.
  2. Not to exceed any charge limitation established by the Medicare program or state law.
  3. Plans cover medically necessary emergency care services needed immediately because of an injury or illness of sudden and unexpected onset, beginning during the first 60 days of each trip outside the U.S. There is a deductible of $250 and a lifetime maximum benefit of $50,000.
  4. Plan N requires a copayment of up to $20 for office visits and copayment of up to $50 for ER.
  5. These high deductible plans pay the same benefits as Plans F and G after one has paid a calendar-year $2,800 deductible. Benefits from High Deductible Plans F and G will not begin until out-of-pocket expenses are $2,800. Out-of-pocket expenses for this deductible are expenses that would ordinarily be paid by the policy. This includes the Medicare deductibles for Part A and Part B, but does not include the plan’s separate foreign travel emergency deductible.

P1598 - REV 02.24

Last Updated: April 10, 2024