Small Business Health Insurance Options
If your company has 50 or less employees, we offer fully-funded standard small group plans with a variety of network options and benefits designed with members’ health and wellbeing in mind.
Small Businesses Plan
Popular Plans for Small Businesses
| Plan Name | Blue PPO℠ | Blue HMO℠ | Blue Preferred EPO℠ | Blue Advantage HMO℠ |
| Plan Type | Broad Nationwide PPO | Broad Statewide HMO | Smart Nationwide EPO | Smart Statewide PPO |
| Primary Care Physician | Not required | Required | Required | Required |
| Specialist Referral | Not required | Not required | Not required | Not required |
| Out-of-Network Benefits | Yes | No | No | No |
| Access to BlueCard | Yes | Urgent/Emergency Services Only | Yes | Urgent/Emergency Services Only |
| Residency Required | No | Yes | No | Yes |